Changes to ISA/PEP regulations
In April 2008, a number of changes were made to the way ISAs and PEPs are regulated. This notice is intended to provide a summary of these changes.
- There are now two types of ISA:
- Stocks and Shares ISA
- Cash ISA
- Subscription limits increased to £7,200 for Stocks and Shares ISAs and
£3,600 for Cash Accounts. The total annual ISA limit is £7,200.
- PEPs have become Stocks and Shares ISAs.
- Maxi-ISAs and Mini-ISAs have disappeared.
- Existing Maxi or Mini Cash and Stocks and Shares accounts to become full Cash
or Stocks and Shares Accounts.
- Transfers from Cash Accounts to Stock and Shares Accounts can now be made.